Protecting what matters most, a holistic approach
How we help
We identify specific risks that can be mitigated through the insurance marketplace while complementing existing financial, estate, and protection needs.
From advanced estate and business planning opportunities to basic term insurance needs, every situation is unique.
We work directly with you and/or collaboratively with your advisors; including attorneys, accountants, and financial advisors.
An Independent Approach
We are a truly independent service, with access, but no attachment or obligation to dozens of insurance carriers.
This approach allows us to be product and carrier agnostic, with no underlying motives, only to find the absolute most prudent solution for your specific situation.
We hold ourselves to a fiduciary standard.
Strategic Planning Areas
- Income and family protection
- Estate planning and wealth transfer
- Long-term care needs analysis
- Disability income insurance overview
- Charitable giving strategy
- Income and longevity planning
- Business planning needs
- Succession and continuation plan funding
- Executive compensation plans
LIFE INSURANCE- TERM AND PERMANENT COVERAGES
LONG TERM CARE- TRADITIONAL AND HYBRID APPROACHES
TAX DEFERRED ANNUITIES- INCOME AND FIXED PRODUCTS
DISABILITY- INCOME PROTECTION
Existing permanent life insurance policies require periodic review of policy design, performance and need. We provide complimentary service reviews and needs analysis.
Through education, prudence and proper consultation, our mission is to provide our clients valuable and suitable guidance to best accomplish their specific needs.